銀行交易的場(chǎng)景主要以銀行提供的服務(wù)項(xiàng)目為主，包括開(kāi)戶頭、存款、提款、貨幣兌換等信息。 1）常用詞匯 bank book/pass book存折 open an account開(kāi)戶 earn interest賺取利息 savings account儲(chǔ)蓄存款帳戶 current account活期存款帳戶 check/cheque account支票帳戶 deposit account定期存款帳戶 annual interest rate年利率 monthly savings account按月計(jì)息帳戶 daily interest account按天計(jì)息帳戶 instant account速成戶頭 service charge服務(wù)費(fèi)/手續(xù)費(fèi) signature card簽名卡 draw/withdraw提款 order check/cheque記名支票 rubber check/cheque空頭支票 blank check/cheque空白支票 exchange rate匯率 denomination=face value面額 four in hundred四張一百元面額 give the money in fives/tens換成五元或十元面額 bill鈔票 change零錢 cash現(xiàn)金 password/code密碼 amount in figures小寫金額 amount in words大寫金額 credit card信用卡 the balance of your bank account帳戶余額 traveler’s check/chque旅行支票 coin硬幣 penny便士 nickel（美、加）的五分硬幣 dime（美、加）的十分硬幣 unit 貨幣單位 value/worth面值 ounce盎司1/16磅 commercial/merchant bank商業(yè)銀行 full refund全額償還 extension延期 overdraw/overdraft透支 rebate回扣 payday發(fā)薪日 pay slip/envelop薪水單 a princely sum(an excessive amount)巨款 mortgage抵押 by installment分期付款 apply for/grant_______a loan申請(qǐng)/批準(zhǔn)貸款 debt債務(wù) collateral擔(dān)保物 fill out/in填寫 chquebook/checkbook支票簿 loan貸款 joint account聯(lián)名帳戶 expense account公款支付帳戶 cashier收銀員 teller銀行職員 statement對(duì)帳單 money order匯票 accountant會(huì)計(jì) A.T.M自動(dòng)取款機(jī) 2）常用句型 I’d like to open a_____________account. I’d like to check the present balance in ___________account. I’d like to apply for a personal loan. I’d like to change(兌換)___________for_____________. What’s the current rate? How would you like to receive your change（零錢）? 還有時(shí)常會(huì)考到銀行的開(kāi)放時(shí)間，一般是幾點(diǎn)到幾點(diǎn)？還有周末或許不同（注意）