銀行場景：

    1. 申請表application form**

    2. 申請人ap/pli/cant**

    3. 填表格fill in the form*

    4. 拓展記憶：申請一個職位apply for a po/si/tion*

    5. 最好是在有名的銀行中開帳戶：it's best to open an account

    6. 銀行會問你開賬戶的金額為多少：

    And how much would you like to open your account with?

    7. 每個銀行的開賬戶時的最小額度minimum sum不同

    8. 要咨詢一下匯率

    9. exchange rate**和

    10.利率interest rate**

    11. 英國的幾個比較有名的銀行有Barclays 和 Lloyds。

    12.然而，得清楚很重要一點是留學(xué)生不能享受到提供給當(dāng)?shù)貙W(xué)生的設(shè)施。 However, it's important to note that as an international student you'll not necessarily be eligible for all the facilities offered to resident students.

    13.銀行有不同的政策，他們提供給你的服務(wù)是取決于你的個人情況，同樣也取決于銀行經(jīng)理的自行處理。Banks have different policies and the services that they'll offer you will depend on your individual circumstances*and on the discretion of the bank manager involved.

    14.注意：documentation指的是文件總稱。

    15.作為一個留學(xué)生，你需要提供證據(jù)證明自己能夠支付費用，直到課程結(jié)束 as an international student,you will need to provide evidence** that you can fund/support yourself for however long your course lasts. （拓展記憶：存款為funding）

    16.除此之外，大多銀行要求你帶上你的護照和你的錄取通知書 In addition to this, most banks ask you to bring your passport** and your letter or certificate of enrolment *.，或者帶著學(xué)校注冊信 letter of registration *

    17.其它證件：
    護照大小照片 passport photo**駕照 driver's license**出生證明 birth certificate*信用卡 cre/dit card**借記卡 debit card
    （拓展記憶：憑卡辦理存取款和消費結(jié)算，不能透支。Access to deposit,withdrawal, purchase, and payment, overdraft prohibited.）雇主推薦
    reference from your employer**賬單 bank statements**

    18.銀行會問你想多久收到一次賬單？
    How often would you like to receive statements?有些人喜歡一周一次Some people like them weekly. 有些人喜歡一個月一次 once a month 拓展記憶：兩周一次once a fortnight

    19.有些銀行會問一些信息來驗證你的身份，為了安全的原因。 Now we usually ask for a piece of information which we can use to check your identity*, for security** reasons. 最好提供父母的名字，這不太會被知道 It's less likely to be known.

    20. 還會問：職業(yè)
    occupation profession**出生日期 date of birth** 全名 full name** 名 first name 、given name** 中間名字 middle name 姓 surname/family name/last name** 過去地址previous address*目前地址 present/current/now address*在目前地址居住時間 time at current address

    21.每個人還應(yīng)該帶著填有名字和地址的宣傳單 You should each have a hand/out *with the names and addresses...

    22.還可以申請其他銀行業(yè)務(wù)bank service：貸款loan** 保險insurance** 低風(fēng)險投資 low-risk investment** 股票和基金 stocks and shares*（拓展記憶：儲蓄金 nest egg）

    23.至今為止，最有用的帳戶是活期賬戶 by far the most useful type of account to open is a current account**

    24.你真正能拿到的帳戶是學(xué)生帳戶，其實它就是一個有特殊優(yōu)惠的活期賬戶 you will actually get what is called a 'student account'**which is a current account with special concessions for students. 可能免手續(xù)費service charge*

    25.如果你出了經(jīng)濟問題financial affairs，有了負(fù)債be in debt，如果你的信用卡被拒絕your credit card is declined，賬戶被凍結(jié)account is frozen 學(xué)?？赡芴峁┠阒鷮W(xué)金grants**，或者幫助你得到低息貸款low-interest loan**

    26.其他重要的帳戶為：
    儲蓄存款帳戶savings account*,
    定期帳戶deposit account* 聯(lián)名賬戶 joint account* （聯(lián)名賬戶持有者joint account holder*）